Quick Read Social Security taxation thresholds remain frozen at 1983 and 1993 levels while inflation rose 2.2% year-over-year through January 2026. Tax-exempt bond interest counts fully toward provisional income that triggers Social Security taxation. Roth conversions before claiming benefits eliminate future required minimum distributions from provisional income and provide tax-free withdrawal options. Read: I Review Investing Platforms For A Living, And SoFi Crypto Finally Changed My Mind A co ...