Management is intentionally shifting the business model from a reliance on crypto speculation and swap fees to a 'daily utility' payments company. The 5% annual revenue growth to $121.6 million was driven by B2B expansion and improved monetization, which helped offset softening retail activity late in the year. The W3C acquisition is the centerpiece of a vertical integration strategy to own the full payment stack from self-custodial wallets to point-of-sale terminals. ExoSwap has become a critical B ...