BWET has been the standout performer in this environment, surging 27.5% over the past month and 209% year to date — a direct result of its structure capturing the January commodity spike. That is what happens when a fund designed to capture natural gas price movements catches a historic commodity spike at the right moment. Its 3.5% net expense ratio reflects the real cost of managing commodity-linked exposure.Most Americans drastically underestimate how much they need to retire and overestimate how prepared ...