Financial technology (fintech) companies have been revolutionizing the banking industry. Because they operate entirely online, they have lower overhead costs, allowing them to offer perks such as higher deposit account rates, low or no fees, and robust digital tools. Among these companies are SoFi and Chime, both of which Yahoo Finance ranked among the five best fintech companies for 2026. Both offer higher-than-average savings rates and minimal monthly fees, but how do they compare? They differ in key ar ...