The Ally Unlimited Cash Back Mastercard® offers a stellar 2% rewards rate on every purchase you make, but unlike other top cash-back credit cards, it doesn't offer a welcome bonus or introductory 0% APR credit card. What's more, you can't apply for the card unless you receive an invitation from the card issuer. Apply now Ally Unlimited Cash Back Mastercard® Annual fee $0 Welcome offer None Card type(s) Cash-back Purchase APR 26.99% variable Rewards rate 2% cash back on all purchases Benefits No minimum ...