Key Takeaways To measure net worth, you subtract the total of how much you owe from the total of how much you own. As of 2022, the average net worth in the U.S. was $1,063,700, an increase of 23% from just three years earlier, according to the Federal Reserve. Your net worth says a lot about your financial life—think of as a kind of report card for your bottom line. It is easy to calculate and is a quick way to assess your status compared to other people who earn about what you do. “Net worth is ...