Quick Read Vanguard High Dividend Yield ETF (VYM) offers a 2.37% dividend yield Dividend-focused funds offer more reliable income for retirees than individual dividend stocks because pooled assets across multiple holdings reduce the risk of unexpected dividend cuts that could destabilize retirement cash flow. VYM recently increased distributions by 12.56% to $0.9474 per share, continuing a pattern of consistent growth since its 2006 launch. If you're focused on picking the right stocks and ETFs you ...