XRP (CRYPTO: XRP) has a market cap of $82 billion, and it's backed by Ripple, a company that spent over $2.4 billion on acquisitions in 2025. It's a blockchain that's effectively a financial platform targeted at banks, and it's gaining more features and more on-chain capital with every passing month. And yet XRP's price is $1.35, 63% below its all-time high made in July 2025. So is this coin actually a worthwhile investment with a long-term narrative, or is it a speculative trade that's too risky to touch ...