For retirees approaching or newly entering retirement, the first withdrawal from a retirement account often feels like a long-awaited milestone. After years of saving, it’s easy to assume that spending should now be straightforward. But financial advisors and tax professionals say that the first withdrawal decision often locks in patterns around income, taxes and lifestyle that are difficult to undo later. Find Out: How Long $1 Million Will Last in Retirement in Every State  Read Next: 7 Clever Ways Retir ...