As we think about the near future, we have a resilient and differentiated business model that positions us well to navigate a range of economic environments. First and foremost, we have a global premium customer base at scale. In fact, as our customer base has grown over the past several years, it has gotten even more premium. Our card members at high incomes are loyal, high spending, and have excellent credit profiles. And as you know, we underwrite all our card members through the credit cycle.While it's ...