Tom Meissner: Great. Thanks, Chris. Good afternoon, everyone, and thanks for joining us today. I'll begin on Slide 3 where today, we announced adjusted net income, excluding transaction-related costs of $33.8 million and adjusted earnings per share of $1.88 for the first quarter of 2026. This represents an increase of $0.14 per share or 8% compared to the first quarter of 2025. We are fully earning our authorized returns on a trailing 12-month basis with a GAAP return on equity of 9.6%. We have several posi ...