And I think the decade from 2010 to 2020 in a kind of benign interest rate environment, everyone looked good and rerates were possible. I think from 2020 to 2026, you've just got a lot more complexity. Um supply chain shocks. There's not benign globalization anymore. You've got, you know, geopolitics being very high. um you know I sit in London and I'm wedged between war in the Ukraine and tensions in the Middle East uh and that has created also a lot of volatility and inflation. So a much more complex inve ...