Signs are starting to emerge that a relatively high number of Americans are having trouble paying their bills. In the fourth quarter of last year, credit card debt surged by $143 billion year-over-year. And the number of credit cards and auto loans moving into delinquency is higher now than before the pandemic. And in another sign that working-class Americans are looking for value, McDonald’s (NYSE:MCD) said last month that it would be “laser focused on affordability.” Here are three discount retail stocks ...