Saudi National Bank (1180.SE) 2Q26 Results First Take – Better Non-II and Low Credit Costs Drive Beat; Muted Loan Momentum Flash | 21 Jul 2026 01:34:22 ET │ 11 pages CITI'S TAKE OpEx Miss; Credit Cost Beat Citi Est — SNB's 2Q26 OpEx was +3% vs Citi Est (+1% YoY, +0% QoQ, +8% vs. Cons). Provisions reported for 2Q26 were -30% vs. Citi est. (-252% YoY, -145% QoQ, -34% vs. Cons). 2Q Credit cost at 14bps (Citi est: 20bps, Cons est.: 21bps). Loan Volumes Subdued — Loans were +1% qoq (-1% vs. Citi est) while depos ...