If you have a complicated relationship with budgeting, the 50/30/20 rule could help. Rather than breaking down your monthly spending into dozens of tedious categories, this budgeting strategy takes a simpler approach. The rule says you should spend about 50% of your after-tax income on needs, 30% on wants, and 20% on savings and debt repayment. But within those categories and budgetary constraints, you have total freedom. Learn more about how the 50/30/20 budget works, and whether it's right for you. ...