Becky Berkan, a small-business owner in Wisconsin, called Dave Ramsey with a big-business question. Berkan is owner-operator of Wilson Aesthetics Company in Madison, Wisconsin. She spends $10,000 to $20,000 a month buying products for the business, using a debit card to do so. Must Read “My question is in regards to getting a business credit card and the downfall of what that would be,” she said in an appearance on The Ramsey Show (1). She proudly told Ramsey that her business is debt-free and she onl ...

餐饮行业风险 - 餐饮行业具有高初始成本和低利润率的特征 [1] - 餐饮业在小企业中拥有最高的失败率 [6] 创业准备不足的案例 - 一位潜在创业者计划出售已付清贷款的房屋以获取创业资金并搬入公寓 [3] - 该创业者未进行任何市场调研且缺乏商业计划 [2] - 其计划依赖配偶的稳定收入来维持家庭开支 [3] 成功创业的建议 - 创业前需获得相关行业经验并制定详尽的商业计划 [5] - 仅凭个人喜好和创意不足以成功运营一家餐厅 [5] - 将梦想转化为盈利业务需要充分的数字分析、规划和雄心 [4]