Getting cash from the equity in your home may seem like a dream come true. You probably thought you wouldn't see that money until you sold your home. But a cash-out refinance does just that: By replacing your existing mortgage, you can draw a lump sum from the value accrued in your home. Here are the leading cash-out refinance mortgage lenders to choose from. The best cash-out refinance lenders: December 2025 Best cash-out mortgage refinance lender overall: Truist Bank Why Truist Bank mortgage refinan ...