While 2025 offered plenty of opportunities for cardholders to score a huge new welcome bonus or maximize incredible rewards, it also brought rising debt balances and lingering high interest rates. As we approach 2026, we’re keeping our attention on a few credit card trends that could affect your rewards, APRs, benefits, and more. Here’s what to know for the year ahead: Read more: 2026 financial forecast — What to expect in mortgages, investing, banking, and more Interest rates The Federal Reserve lower ...