According to a recent report from PNC Bank, there’s a striking mismatch in beliefs about retirement readiness between American employers and employees. The study highlights that 78% of U.S. employers believe their staff are at least somewhat prepared for retirement, whereas only 45% of employees agree (1). This gap could reflect a deeper set of issues. It suggests a breakdown of communication issues between employers and employees, problems with benefit literacy, and financial pressures that make it diffi ...