Management said the company delivered a strong finish to 2025, with fourth-quarter net income of $12.9 million , or $1.30 in diluted earnings per share, up 33% year-over-year. Lamba said the result exceeded guidance even though the company recorded a larger provision for credit losses tied to stronger-than-expected portfolio growth.Investments in people, technology, data and analytics, and credit risk management to improve the digital origination and servicing journeyPresident and CEO Lakhbir Lamba said the ...