For workers who are used to receiving their paycheck every other week, the calendar is aligned in January to give some biweekly wage earners “bonus” third paychecks during the year. For 2026, the bonus months are either January and July (if the first paycheck was paid on Jan. 2), or May and October (if the first paycheck was paid on Jan. 9). Having an extra paycheck in a month can help you reach your financial goals more quickly. You can use the money to: Or you can apply this extra paycheck towards mu ...