More Americans are finding themselves trapped in a perpetual financial rainy day, with competing expenses that make it very difficult to get ahead. In its 2025 Retirement Survey & Insights Report, Goldman Sachs found that approximately 40% of Americans report living paycheck to paycheck with no flexibility to put aside savings at the end of the month (1). Must Read People face a firestorm of expenses that keep them from saving for retirement, including debt repayment, educational costs, housing costs, c ...

For some, retirement is starting to feel like the elusive green light in “The Great Gatsby”: much-desired, an essential element of the American Dream … and forever out of reach. Retirement math might not add up anymore, according to recent research from Goldman Sachs. Roughly four in 10 US workers spanning Gen Z, Millennials and Gen X are living paycheck to paycheck, and nearly three-quarters struggle to save for retirement. If that trend continues, more than half could be living paycheck-to-paycheck by 2 ...