In early November 2025, President Donald Trump used his Truth Social platform to hint at a new 50-year mortgage plan. The Federal Housing Finance Agency director, Bill Pulte, confirmed that they were working on this “complete game changer.” The goal may be to make homes more affordable by reducing mortgage payments. Given that the median monthly payment is now $2,039, they can be difficult to swing. But many money experts, including George Kamel, think they’re not a good idea. In a recent YouTube video, h ...