Sales of previously occupied U.S. homes rose in November from the previous month, but slowed compared to a year earlier for the first time since May despite average long-term mortgage rates holding near their low point for the year. Through the first 11 months of this year, home sales are down 0.5% compared to the same period last year. Subscribe to the Daily newsletter.Fast Company's trending stories delivered to you every day Privacy Policy | Fast Company Newsletters "It's possible that 2025, unless Decem ...

核心观点 - 美国全国房价同比涨幅放缓，8月份为1.5%，低于7月份的1.6% [1] - 房价涨幅持续低于通胀率，导致住房财富实际价值连续第四个月缩水 [2] - 高抵押贷款利率和接近历史高位的房价抑制了购房需求，限制了交易活动 [3][4] 全国房价趋势 - 8月份全国房价同比上涨1.5%，涨幅较7月份的1.6%有所收窄 [1] - 房价虽未下跌，但涨幅弱于当前3%的通胀率，意味着实际价值在下降 [2] - 除芝加哥外，8月份几乎所有大都会区的房价均出现月度下跌，且跌幅超出典型季节性模式 [2] 抵押贷款利率影响 - 抵押贷款利率在夏季停滞于高位，是房价走弱的主要原因 [3] - 30年期固定抵押贷款平均利率从6月初的略低于7%降至8月底的6.5%，目前为6.19% [3] - 利率持续高于6.5%对买家需求造成压力，即使在夏季传统旺季也不例外 [4] 区域市场表现 - 纽约都会区房价同比涨幅最高，达6.1%，其次是芝加哥（5.9%）和克利夫兰（4.7%） [5] - 坦帕房价同比下跌3.3%，凤凰城和迈阿密均下跌1.7% [5] - 西部市场表现疲软，旧金山下跌1.5%，丹佛和圣地亚哥各下跌0.7%，西雅图略微转负 [5]