Nearly 1 in 3 Americans have no retirement savings, according to a 2024 GOBankingRates survey. Among those ages 55 to 64 — the group closest to retirement — 25% are in the same boat. Find Out: This Common Habit Can Ruin Your Retirement, According to Dave Ramsey Read Next: 7 Luxury SUVs That Will Become Affordable in 2025 Money expert Dave Ramsey came face-to-face with this all-too-common predicament when he received a call on “The Ramsey Show” from a woman in Idaho named Jenny who said she was 61 and had ...