Dave Ramsey says anyone can build wealth by spending less than they earn and taking action to raise their income. Discussing the key steps to getting rich on "The Ramsey Show," he said income is the most powerful tool for getting out of debt and building wealth. Ramsey said people should not remain stuck in low wages and instead work to raise their pay by moving to a new employer. "You know where wages are stagnant? On people who are stagnant," he said. "You’ve only gotten stagnant wages if you decide to ...