There’s no shortage of Dave Ramsey fans out there looking to build their own fortune, even up to a fraction of his $200 million net worth. Many have found the money guru’s methods to be helpful in their financial trajectory, but this doesn’t necessarily mean his advice will work for you. Be Aware: Warren Buffett: 10 Things Poor People Waste Money On For You: These Cars May Seem Expensive, but They Rarely Need Repairs “His methods, which he promotes as a universal approach to personal finance, often fail t ...

核心观点 - 将特朗普的交易策略应用于个人理财可提升储蓄水平 这些策略包括耐心等待交易机会和使用杠杆 [2] 交易策略 - 耐心等待是交易的关键优势 不应仅为达成交易而交易 有时需等待数年直至资产达到目标价格 [3] - 当有前景的交易出现时 应积极投入所有积累的资本 巨大机会并不常见 耐心等待确保能抓住这些机会 [4] 杠杆使用 - 在交易中普遍使用杠杆 沃伦·巴菲特也利用其保险子公司的浮存金作为杠杆来增长投资组合 [5] - 股票投资者有两种使用杠杆的方式 一是开设保证金交易账户 以低利率借款 此策略可放大收益但也会在市场调整时造成严重损失 [6] - 另一种风险较低的杠杆方式是购买深度价内看涨期权 例如 股价100美元时 用4000美元可购买一份允许在一年后以每股65美元买入100股的期权 从而获得100股的风险敞口 [7]