vm / Getty Images Seeing how your net worth stacks up against the average for your income level may help you make smart money moves. Key Takeaways To measure net worth, you subtract the total of how much you owe from the total of how much you own. As of 2022, the average net worth in the United States was $1,063,700, an increase of 23% from just three years earlier, according to the Federal Reserve. Checking net worth once every quarter is a good way of monitoring your finances. Your net worth ca ...