The balancing act of raising kids, paying off debt and still prioritizing your marriage is one that many Americans face without knowing how to manage it all. A 27-year-old from Texas called into The Ramsey Show and explained that he’s a stay-at-home dad to two young children. (1) His wife earns about $60,000 a year, while he picks up food deliveries in the evenings. Together, they’re drowning in nearly $100,000 in debt — $60,000 in student loans, $27,000 on a car and the rest on credit cards. With bills ...