PresentationTrond SoraasExecutive Director of Group Finance & Governance Good afternoon. My name is Trond Soraas. I'm the CFO at SpareBank 1 SMN, and I'm here to present the results of the third quarter of 2025 that we released earlier today. We have put behind us a strong quarter or should I say yet another very strong quarter financially. Underlying the third quarter of 2025 was characterized by a strong net interest income, lower costs, continued low loan losses and again, good contributions from associa ...