Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Personal finance expert Dave Ramsey says patience and discipline paid off when the 2008 housing market crashed. With a large amount of cash ready, he swooped in and made deals that he now considers some of the best of his career. He Bought Properties For Pennies On The Dollar “In 2008, real estate was on sale,” Ramsey said in a recent interview on the “School of Hard Knocks” YouTube channel. “I had a bunc ...