Student loan borrowers in the Saving for a Valuable Education plan have faced significant upheaval over the past two years.Credit: Investopedia / Photo Composite by Elizabeth Guevara / Getty Images KEY TAKEAWAYS Changes to the Public Service Loan Forgiveness Buyback program, made after the Saving for a Valuable Education plan was struck down, have increased borrowers' costs. Almost 90,000 public service loan borrowers have been waiting as long as a year for a decision on their PSLF Buyback applications ...