fadfebrian / Shutterstock.com Quick Read Dave Ramsey recommends an 8% annual withdrawal rate for retirees who invest 100% in stocks. A 100% stock allocation in retirement creates outsized risk during market downturns with limited recovery time. An 8% withdrawal rate is well above the commonly-recommended 4% withdrawal rate. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take 5 minute ...