When a restaurant closes, it generally has no financial impact on customers unless they had a prepaid catering order, or had paid an advance deposit on a party or other event. When a retail chain closes, however, that can have deeper financial impact. Customers may have ordered and paid for items that have not been delivered, and some may have financed larger items directly through the company. In the case of financed items, or purchases made on a company-specific credit card — well, you still have to pa ...