Key Points Healthcare tends to be a huge expense for retirees. It's important to get a sense of what you might spend ahead of retirement. Find ways to save efficiently for healthcare, such as leveraging an HSA. The $23,760 Social Security bonus most retirees completely overlook › The scary thing about retirement is that it's hard to know exactly how much money you'll need to cover your costs until that period of life begins. Sure, you can estimate a budget based on certain assumptions, like where ...