I am eight years younger than my spouse. He retired at 61 and just took Social Security at 62. I left my full time job at the same time as his retirement, at 53, but I am still working in a part-time remote manner. When plugging in our figures into retirement calculators, they seem to focus on the total amounts. Do I just plug in numbers based on my husband’s 401(k) accounts? Or do I add in my 401(k) accounts? I cannot access mine for several more years but I never know how to enter the information into t ...