Lane V. Erickson / Shutterstock.com Quick Read A $250K nest egg produces roughly $10K annually at a 4% withdrawal rate. Average Social Security is $2,015 monthly in 2026. Combined with $250K savings that totals $34,180 in annual income. Working longer can increase Social Security benefits and allow for additional saving. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. When you are getting close t ...