The Ramsey Show Youtube Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. American households carry $1.66 trillion in auto loan balances collectively as of Q3 2025, according to the Federal Reserve Bank of New York (1). While there may be many different reasons that justify taking on massive auto debt, for Emmanuel from Texas, that justification appears to be a “super difficult mother-in-law.” As he explained to Dave Ramsey on an episode of The Ramsey Sho ...