For example, in the Miami–Fort Lauderdale–West Palm Beach area, the average HOA fee is $617 per month for a median home costing roughly $425,000, according to Realtor.com. That’s nearly 27% of a typical mortgage payment.With sticky inflation and the cost of labor and materials continuing to increase, HOA fees are rising as well, now eating up a significant portion of overall housing costs.“It’s something that’s a little bit more accepted than it was maybe 10, 20 years ago, paying HOA dues every month,” says ...