Key Points The more you get out of Social Security, the more financially stable your retirement might be. Work on boosting your income and delay your claim for larger monthly checks. Undo an early filing to set yourself up with more money for life. The $23,760 Social Security bonus most retirees completely overlook › Ideally, you'll be coming into retirement with some money you've saved on your own. But here's the scary thing. Even if you manage your retirement savings wisely and are careful wi ...