For the past 90 years, Americans have been able to look forward to monthly payments from the government after they retire. By paying into the Social Security system over the course of their working lives, they are entitled to collect benefits once they reach a certain age. But the Social Security program is in trouble and is at risk of not being able to pay out the benefits that were promised. Trending Now: 6 Best Side Hustles for Seniors To Offset Social Security Cuts Learn More: 6 Safe Accounts Proven To ...