Quick Read Medicare Part B premiums rose to $185 per month in 2026. IRMAA surcharges are based on income from two years prior. One-time spikes can trigger higher premiums for two years. Personal savings rate declined to 4.2% in Q3 2025 from 5.1% a year earlier. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. Medicare Part B premiums rose to $185 per month in 2026, an increase from the prior year th ...