"Paper refunds are more susceptible to loss, theft and fraud, and once compromised, they can trigger a long and stressful resolution process for the affected taxpayer," according to the National Taxpayer Advocate's blog in October.During the 2025 filing season, about 94% of individual taxpayers provided their direct deposit information on their Form 1040, according to a National Taxpayer Advocate blog posted in October. But many people still received paper checks, which can trigger their own problems.Millio ...

特朗普提出的现金政策方案 - 核心观点：前总统特朗普概述了多项旨在增加美国家庭现金流的政策提议，包括直接支付和税收减免，但这些方案大多尚未最终确定或需国会批准[1] - 通过关税收入向中低收入家庭提供一次性直接支付，金额约为2000美元，公开讨论的收入门槛约为10万美元[3] - 该退税支票计划需国会批准，目前仅为提案而非 guaranteed cash[3][4] 针对小费收入的税收政策 - 政策提议免除小费收入的联邦所得税，主要针对餐饮、酒店和服务业员工[4][5] - 该变化将通过减少应税收入来实现，体现为更大的退税或更少的应纳税额，而非单独的支票[5] - 现金 benefit 将在申报2025纳税年度（通常在2026年）的联邦税时实现[6] 针对加班收入的税收政策 - 政策提议免除加班收入的联邦所得税，但仅适用于加班 premium，不适用于基本工资[7] - 该福利设有收入上限和逐步取消机制，影响符合资格的人群[7]