"Paper refunds are more susceptible to loss, theft and fraud, and once compromised, they can trigger a long and stressful resolution process for the affected taxpayer," according to the National Taxpayer Advocate's blog in October.During the 2025 filing season, about 94% of individual taxpayers provided their direct deposit information on their Form 1040, according to a National Taxpayer Advocate blog posted in October. But many people still received paper checks, which can trigger their own problems.Millio ...