Well-intentioned policies can still backfire.Year one of President Donald Trump's nonconsecutive second term is nearly in the books, and change has been a common theme -- especially when it comes to America's leading retirement program, Social Security.For example, the Trump administration ended the overpayment and recovery rate of 10% that was set under the previous administration, led by President Joe Biden, during the COVID-19 pandemic. In its place, the Social Security Administration (SSA) installed a 5 ...