There are more than 24 million millionaires in the U.S. If you’re one of them, you might have the extraordinary privilege of being able to retire whenever you want. Most Americans consider $1.26 million to be the “magic number” for retirement, according to Northwestern Mutual’s 2025 Planning & Progress Study. (1) So, if you have more than that amount, you could be ready to quit the rat race. Alternatively, you may prefer to continue working and saving. Many millionaires and multimillionaires continue th ...