Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view i ...

Citizens Financial Services (CZFS) came out with quarterly earnings of $1.76 per share, beating the Zacks Consensus Estimate of $1.62 per share. This compares to earnings of $1.3 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +8.64%. A quarter ago, it was expected that this bank would post earnings of $1.49 per share when it actually produced earnings of $1.6, delivering a surprise of +7.38%.Over the last four quarters, the c ...

Orange County Bancorp, Inc. (OBT) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.76 per share. This compares to earnings of $0.73 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +14.47%. A quarter ago, it was expected that this company would post earnings of $0.67 per share when it actually produced earnings of $0.77, delivering a surprise of +14.93%.Over the last four quarters, ...

First Commonwealth Financial (FCF) came out with quarterly earnings of $0.38 per share, beating the Zacks Consensus Estimate of $0.34 per share. This compares to earnings of $0.36 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +11.76%. A quarter ago, it was expected that this financial holding company would post earnings of $0.32 per share when it actually produced earnings of $0.32, delivering no surprise.Over the last four ...

Camden National (CAC) came out with quarterly earnings of $0.89 per share, missing the Zacks Consensus Estimate of $1.12 per share. This compares to earnings of $0.81 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -20.54%. A quarter ago, it was expected that this bank would post earnings of $0.99 per share when it actually produced earnings of $0.95, delivering a surprise of -4.04%.Over the last four quarters, the company has ...

公司业绩表现 - LINKBANCORP最新季度每股收益为0.2美元 与Zacks一致预期持平 较去年同期0.17美元增长17.6% [1] - 公司季度营收2788万美元 低于预期3.46% 但较去年同期2634万美元增长5.8% 过去四个季度有两次超营收预期 [2] - 当前股价年内下跌1.9% 同期标普500指数上涨8.6% 表现逊于大盘 [3] 未来业绩展望 - 当前市场对下季度EPS预期为0.22美元 营收预期2987万美元 本财年EPS预期0.84美元 营收预期1.1728亿美元 [7] - 业绩电话会中管理层表态将影响股价短期走势 近期盈利预测修订趋势呈现混合状态 [3][6] - 公司当前Zacks评级为3级(持有) 预计未来表现与市场同步 [6] 行业比较 - 所属东北地区银行业在Zacks行业排名中位列前15% 历史数据显示前50%行业表现是后50%的2倍以上 [8] - 同业公司Citizens Financial Services预计季度EPS为1.62美元 同比增长24.6% 营收预期2690万美元(同比+9.2%) [9]

公司业绩表现 - 公司季度每股收益为0.15美元 低于市场预期的0.31美元 同比下滑51.61% [1] - 季度营收为3373万美元 低于市场预期6.06% 同比下滑2.82% [2] - 过去四个季度中 公司有两次超过每股收益预期 两次超过营收预期 [2] - 上一季度每股收益为0.27美元 超出预期28.57% [1] 股价表现与市场比较 - 公司股价年初至今上涨14.1% 跑赢标普500指数8.6%的涨幅 [3] - 当前Zacks评级为3(持有) 预计未来表现与市场持平 [6] 未来业绩展望 - 下季度每股收益预期为0.39美元 营收预期3770万美元 [7] - 本财年每股收益预期为1.41美元 营收预期1.46亿美元 [7] - 业绩预期修订趋势呈现混合状态 [6] 行业比较 - 所属行业(东北地区银行)在Zacks行业排名中位列前15% [8] - 同行业公司CF Bankshares预计季度每股收益0.72美元 同比增长176.9% [9] - CF Bankshares预计季度营收1473万美元 同比增长17% [9] 影响因素分析 - 股价短期走势将取决于管理层在财报电话会议中的评论 [3] - 业绩预期修订与股价走势存在强相关性 [5] - 行业前景对个股表现有重要影响 [8]

核心观点 - NBT Bancorp最新季度每股收益0 88美元 超出市场预期的0 82美元 同比增长27 5% [1] - 公司连续四个季度中有三次超出每股收益预期 四次超出收入预期 [2] - 尽管业绩超预期 但公司股价年初至今下跌13 4% 跑输标普500指数8 6%的涨幅 [3] 财务表现 - 最新季度收入1 7181亿美元 超出预期0 69% 同比上年1 4041亿美元增长22 3% [2] - 上季度每股收益0 8美元 超出预期5 26% [1] - 当前市场对下季度预期为每股收益0 94美元 收入1 8304亿美元 全年预期每股收益3 47美元 收入6 9224亿美元 [7] 行业比较 - 所属东北地区银行业在Zacks行业排名中位列前15% 历史数据显示前50%行业表现是后50%的两倍以上 [8] - 同业公司Camden National预计下季度每股收益1 12美元 同比增长38 3% 收入6146万美元 同比增长43 5% [9] 市场预期 - 业绩发布前公司盈利预期修正趋势不利 导致Zacks评级为4级(卖出) [6] - 未来股价走势将取决于管理层在财报电话会中的指引及盈利预期修正趋势 [3][5] - 历史研究表明短期股价变动与盈利预期修正趋势存在强相关性 [5]

Merchants Bancorp (MBIN) came out with quarterly earnings of $0.6 per share, missing the Zacks Consensus Estimate of $1.12 per share. This compares to earnings of $1.49 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -46.43%. A quarter ago, it was expected that this bank holding company would post earnings of $1.25 per share when it actually produced earnings of $0.93, delivering a surprise of -25.6%.Over the last four quarter ...

公司业绩表现 - Capital Bancorp第二季度每股收益为0 85美元 低于Zacks一致预期的0 89美元 但高于去年同期的0 59美元 经非经常性项目调整 [1] - 本季度盈利意外为-4 49% 而上一季度盈利意外为+31 34% 实际每股收益0 88美元 vs预期0 67美元 [1] - 过去四个季度中 公司有两次超过EPS预期 但仅有一次超过收入预期 [2] - 第二季度收入为6075万美元 低于Zacks预期1 54% 但高于去年同期的4395万美元 [2] 股价与市场表现 - 公司股价年初至今上涨20 1% 跑赢标普500指数8 6%的涨幅 [3] - 当前Zacks评级为4级(卖出) 预计短期内将跑输大盘 [6] 未来展望 - 下季度共识预期为每股收益0 90美元 收入6290万美元 本财年预期每股收益3 48美元 收入2 464亿美元 [7] - 行业前景对股价有重要影响 Banks - Northeast行业目前在Zacks行业排名中位列前15% [8] 同业公司对比 - 同业公司First Commonwealth Financial预计第二季度每股收益0 34美元 同比下降5 6% 过去30天预期上调1 8% [9] - 该公司预计收入为1 2465亿美元 同比增长3 7% [10]