Bridgepoint has taken a majority stake in UK car finance fintech Zuto through its small cap Growth fund, according to a company press release. The fund focuses on scaling profitable European businesses, and the transaction also marks the exit of long-term investor Scottish Equity Partners (SEP). Founded in 2006 and certified as a B Corporation, Zuto reported revenues of £75m and EBITDA of £12.5m in the last financial year to June 2025. The company stated that Q1 revenues in the current year grew by more t ...

The UK’s used car market is no longer a London-centric story, it’s a national one, and it’s being rewritten by electric vehicles, regional demand, and a new wave of lenders. First, the EV surge is undeniable. Transactions rose sharply in 2024, and applications continued to climb in 2025. Yet affordability is the looming question. With road tax and luxury levies kicking in from April 2025, the market risks cooling among first-time and budget-conscious buyers. For B2B players, this means recalibrating finan ...

合作核心内容 - 英国汽车金融市场新参与者Finclusion与金融科技公司Sikoia建立合作伙伴关系 [1] - 合作旨在通过整合Sikoia的API来优化汽车金融决策流程 [1] - 整合后将利用人工智能驱动的文件分析和开放银行数据来验证客户收入与偿付能力 [1] 技术整合与运营影响 - 技术整合使客户能够提供信息 并实现更快、更准确的贷款决策 [1] - Sikoia的平台为访问客户数据提供集中化解决方案 并提供自动化洞察以简化入职流程 [4] - Sikoia的技术旨在帮助金融服务提供商自动化客户验证流程的关键部分 [3] 市场战略与目标客群 - Finclusion采用“经销商优先”策略 致力于打造更高效的汽车金融体验 [2] - 通过Sikoia的简化平台 经销商可获得加速的验证服务 [2] - 公司目标是为传统金融体系中“服务不足”或“被排除在外”的群体提供汽车金融准入 [4] 公司高层观点 - Finclusion首席执行官表示 合作旨在建立一个为经销商服务的贷款机构 并为被忽视的客户开放金融准入 [3] - Sikoia首席执行官指出 收入验证过程中的每一个客户流失都是贷款机构的收入损失机会 [4] - 通过整合 公司将开放银行与智能文件自动化相结合 在保持全自动化的同时以客户为中心 [4]