Hey, I'm Kramer. Welcome to Bad Money. Welcome to Crime America and Dreamforce in San Francisco.Other people want to make friends. I'm just trying to make you some money. My job is not just to entertain, but to try to explain all this.So, call me at 1800743 CBC or tweet me at Jim Kramer. Look, some days just start out plain old ugly. And when I say start, I'm talking about the overnight market.The one you can see when you get up early, you watch that ticker underneath the anchors talking on CNBC. All sorts ...