This example is based on a new 2025 Toyota Camry, one of the top-selling vehicles in the U.S., which has an MSRP of around $35,000.Depreciation is estimated and divided over your monthly payments, but only over the term of your lease.Depreciation will affect the value of your vehicle if you ever sell or trade it, which could leave you upside-down on your loan .You will face mileage restrictions and penalties for any damage or wear-and-tear that goes beyond expected use.There are no limitations on how much y ...